Timeshare Equity. It's not what you think. The standard definition of equity does not apply to timeshare.
Timeshare value cannot be accurately measured by financial rulers, so timeshare equity, in the traditional sense, is a misnomer.
Anyone who claims to be able to determine your timeshare's equity in financial terms is leading you astray!
See Are Timeshares a Good Investment? for my discussion on where timeshares fit in to your "portfolio."
Timeshare is not something you invest in to make money or purchase to necessarily increase your net worth. It's primary value is as a tool for your family to enjoy first class dirt cheap vacations together. It enables you to also leave a legacy of memory-building vacations to your children and your children's children.
To try to determine the equity in timeshares, to me, is like trying to measure the equity in a wedding ring or a vacation to the Egyptian pyramids.
The ring and the vacation definitely have enduring value, but if there is any type of equity, it is an emotional equity.
Do you see what I am saying? Don't allow your banker, investment advisor or real estate agent to get you confused about what kind of value timeshare has.
It's like being asked to drain the lake with a slotted spoon! (Remember that from one of the stepmother fairytales?)
If they dug deep and understood how much timeshare can save you on your vacations, which frees up money to throw towards the goals they are each trying to help you achieve, they would be timeshare's strongest proponents!
Refer them to this website! It's just as hard for them to acquire real information about timeshares as it is everyone else! That's what I'm trying to change.
If you look at it another way, your timeshare equity is the most important kind to have!